the problem of today’s millionaires is unlike Andrew Carnegie or Cornelius Vanderbilt,that they have no income, their problem is not how to make money,but how to spend it with falling prices of oil and commodities and futures rising with gold hikes.the great new American religion had a fat dollar sign during the boom of 90’s but in the first decade of 21st century,the dollar has become cheaper than a cola drink.Social darwinism of 20th century America has become a problem for the global world order as to distibution of wealth with waning social class distinction.The world respects a rich scoundrel more than it does a failed millionaire.